Simulador de Crédito

Arma la cuota antes de enviar papeles.

La simulación es ilustrativa. No es una oferta ni una aprobación. La solicitud guarda la tasa vigente del producto, no una tasa editada aquí para comparar.

Producto

Monto del préstamo

Publicado: Q 80,000.00 a Q 1,500,000.00

Plazo en meses

Frecuencia de pago

Tasa nominal anual

Tasa publicada de esta oferta: 3.00%. Este escenario usa la tasa publicada.

Resultado

Cuota ordinaria

Q 2,417.04

Última cuota Q 2,416.03 por el ajuste de redondeo.

Pagos: 180
Intereses: Q 85,066.19
Apertura: Q 3,500.00
Papelería: Q 800.00
Seguro: Q 1,400.00
Cargos al desembolso: Q 5,700.00
Neto a recibir: Q 344,300.00
Suma de cuotas: Q 435,066.19
Costo del financiamiento: Q 90,766.19
Tasa del período: 0.2500%
TEA equivalente: 3.04%

Verde: capital devuelto. Dorado: intereses. Hoja: cargos.

Mora publicada de esta oferta: 2.00%. No entra en esta cuota.

Solicitar con estos datos

Ver calendario ilustrativo

No.	Fecha de ejemplo	Capital	Interés	Cuota	Saldo
1	15 feb 2026	Q 1,542.04	Q 875.00	Q 2,417.04	Q 348,457.96
2	15 mar 2026	Q 1,545.90	Q 871.14	Q 2,417.04	Q 346,912.06
3	15 abr 2026	Q 1,549.76	Q 867.28	Q 2,417.04	Q 345,362.30
4	15 may 2026	Q 1,553.63	Q 863.41	Q 2,417.04	Q 343,808.67
5	15 jun 2026	Q 1,557.52	Q 859.52	Q 2,417.04	Q 342,251.15
6	15 jul 2026	Q 1,561.41	Q 855.63	Q 2,417.04	Q 340,689.74
7	15 ago 2026	Q 1,565.32	Q 851.72	Q 2,417.04	Q 339,124.42
8	15 sep 2026	Q 1,569.23	Q 847.81	Q 2,417.04	Q 337,555.19
9	15 oct 2026	Q 1,573.15	Q 843.89	Q 2,417.04	Q 335,982.04
10	15 nov 2026	Q 1,577.08	Q 839.96	Q 2,417.04	Q 334,404.96
11	15 dic 2026	Q 1,581.03	Q 836.01	Q 2,417.04	Q 332,823.93
12	15 ene 2027	Q 1,584.98	Q 832.06	Q 2,417.04	Q 331,238.95
13	15 feb 2027	Q 1,588.94	Q 828.10	Q 2,417.04	Q 329,650.01
14	15 mar 2027	Q 1,592.91	Q 824.13	Q 2,417.04	Q 328,057.10
15	15 abr 2027	Q 1,596.90	Q 820.14	Q 2,417.04	Q 326,460.20
16	15 may 2027	Q 1,600.89	Q 816.15	Q 2,417.04	Q 324,859.31
17	15 jun 2027	Q 1,604.89	Q 812.15	Q 2,417.04	Q 323,254.42
18	15 jul 2027	Q 1,608.90	Q 808.14	Q 2,417.04	Q 321,645.52
19	15 ago 2027	Q 1,612.93	Q 804.11	Q 2,417.04	Q 320,032.59
20	15 sep 2027	Q 1,616.96	Q 800.08	Q 2,417.04	Q 318,415.63
21	15 oct 2027	Q 1,621.00	Q 796.04	Q 2,417.04	Q 316,794.63
22	15 nov 2027	Q 1,625.05	Q 791.99	Q 2,417.04	Q 315,169.58
23	15 dic 2027	Q 1,629.12	Q 787.92	Q 2,417.04	Q 313,540.46
24	15 ene 2028	Q 1,633.19	Q 783.85	Q 2,417.04	Q 311,907.27
25	15 feb 2028	Q 1,637.27	Q 779.77	Q 2,417.04	Q 310,270.00
26	15 mar 2028	Q 1,641.36	Q 775.68	Q 2,417.04	Q 308,628.64
27	15 abr 2028	Q 1,645.47	Q 771.57	Q 2,417.04	Q 306,983.17
28	15 may 2028	Q 1,649.58	Q 767.46	Q 2,417.04	Q 305,333.59
29	15 jun 2028	Q 1,653.71	Q 763.33	Q 2,417.04	Q 303,679.88
30	15 jul 2028	Q 1,657.84	Q 759.20	Q 2,417.04	Q 302,022.04
31	15 ago 2028	Q 1,661.98	Q 755.06	Q 2,417.04	Q 300,360.06
32	15 sep 2028	Q 1,666.14	Q 750.90	Q 2,417.04	Q 298,693.92
33	15 oct 2028	Q 1,670.31	Q 746.73	Q 2,417.04	Q 297,023.61
34	15 nov 2028	Q 1,674.48	Q 742.56	Q 2,417.04	Q 295,349.13
35	15 dic 2028	Q 1,678.67	Q 738.37	Q 2,417.04	Q 293,670.46
36	15 ene 2029	Q 1,682.86	Q 734.18	Q 2,417.04	Q 291,987.60
37	15 feb 2029	Q 1,687.07	Q 729.97	Q 2,417.04	Q 290,300.53
38	15 mar 2029	Q 1,691.29	Q 725.75	Q 2,417.04	Q 288,609.24
39	15 abr 2029	Q 1,695.52	Q 721.52	Q 2,417.04	Q 286,913.72
40	15 may 2029	Q 1,699.76	Q 717.28	Q 2,417.04	Q 285,213.96
41	15 jun 2029	Q 1,704.01	Q 713.03	Q 2,417.04	Q 283,509.95
42	15 jul 2029	Q 1,708.27	Q 708.77	Q 2,417.04	Q 281,801.68
43	15 ago 2029	Q 1,712.54	Q 704.50	Q 2,417.04	Q 280,089.14
44	15 sep 2029	Q 1,716.82	Q 700.22	Q 2,417.04	Q 278,372.32
45	15 oct 2029	Q 1,721.11	Q 695.93	Q 2,417.04	Q 276,651.21
46	15 nov 2029	Q 1,725.41	Q 691.63	Q 2,417.04	Q 274,925.80
47	15 dic 2029	Q 1,729.73	Q 687.31	Q 2,417.04	Q 273,196.07
48	15 ene 2030	Q 1,734.05	Q 682.99	Q 2,417.04	Q 271,462.02
49	15 feb 2030	Q 1,738.38	Q 678.66	Q 2,417.04	Q 269,723.64
50	15 mar 2030	Q 1,742.73	Q 674.31	Q 2,417.04	Q 267,980.91
51	15 abr 2030	Q 1,747.09	Q 669.95	Q 2,417.04	Q 266,233.82
52	15 may 2030	Q 1,751.46	Q 665.58	Q 2,417.04	Q 264,482.36
53	15 jun 2030	Q 1,755.83	Q 661.21	Q 2,417.04	Q 262,726.53
54	15 jul 2030	Q 1,760.22	Q 656.82	Q 2,417.04	Q 260,966.31
55	15 ago 2030	Q 1,764.62	Q 652.42	Q 2,417.04	Q 259,201.69
56	15 sep 2030	Q 1,769.04	Q 648.00	Q 2,417.04	Q 257,432.65
57	15 oct 2030	Q 1,773.46	Q 643.58	Q 2,417.04	Q 255,659.19
58	15 nov 2030	Q 1,777.89	Q 639.15	Q 2,417.04	Q 253,881.30
59	15 dic 2030	Q 1,782.34	Q 634.70	Q 2,417.04	Q 252,098.96
60	15 ene 2031	Q 1,786.79	Q 630.25	Q 2,417.04	Q 250,312.17
61	15 feb 2031	Q 1,791.26	Q 625.78	Q 2,417.04	Q 248,520.91
62	15 mar 2031	Q 1,795.74	Q 621.30	Q 2,417.04	Q 246,725.17
63	15 abr 2031	Q 1,800.23	Q 616.81	Q 2,417.04	Q 244,924.94
64	15 may 2031	Q 1,804.73	Q 612.31	Q 2,417.04	Q 243,120.21
65	15 jun 2031	Q 1,809.24	Q 607.80	Q 2,417.04	Q 241,310.97
66	15 jul 2031	Q 1,813.76	Q 603.28	Q 2,417.04	Q 239,497.21
67	15 ago 2031	Q 1,818.30	Q 598.74	Q 2,417.04	Q 237,678.91
68	15 sep 2031	Q 1,822.84	Q 594.20	Q 2,417.04	Q 235,856.07
69	15 oct 2031	Q 1,827.40	Q 589.64	Q 2,417.04	Q 234,028.67
70	15 nov 2031	Q 1,831.97	Q 585.07	Q 2,417.04	Q 232,196.70
71	15 dic 2031	Q 1,836.55	Q 580.49	Q 2,417.04	Q 230,360.15
72	15 ene 2032	Q 1,841.14	Q 575.90	Q 2,417.04	Q 228,519.01
73	15 feb 2032	Q 1,845.74	Q 571.30	Q 2,417.04	Q 226,673.27
74	15 mar 2032	Q 1,850.36	Q 566.68	Q 2,417.04	Q 224,822.91
75	15 abr 2032	Q 1,854.98	Q 562.06	Q 2,417.04	Q 222,967.93
76	15 may 2032	Q 1,859.62	Q 557.42	Q 2,417.04	Q 221,108.31
77	15 jun 2032	Q 1,864.27	Q 552.77	Q 2,417.04	Q 219,244.04
78	15 jul 2032	Q 1,868.93	Q 548.11	Q 2,417.04	Q 217,375.11
79	15 ago 2032	Q 1,873.60	Q 543.44	Q 2,417.04	Q 215,501.51
80	15 sep 2032	Q 1,878.29	Q 538.75	Q 2,417.04	Q 213,623.22
81	15 oct 2032	Q 1,882.98	Q 534.06	Q 2,417.04	Q 211,740.24
82	15 nov 2032	Q 1,887.69	Q 529.35	Q 2,417.04	Q 209,852.55
83	15 dic 2032	Q 1,892.41	Q 524.63	Q 2,417.04	Q 207,960.14
84	15 ene 2033	Q 1,897.14	Q 519.90	Q 2,417.04	Q 206,063.00
85	15 feb 2033	Q 1,901.88	Q 515.16	Q 2,417.04	Q 204,161.12
86	15 mar 2033	Q 1,906.64	Q 510.40	Q 2,417.04	Q 202,254.48
87	15 abr 2033	Q 1,911.40	Q 505.64	Q 2,417.04	Q 200,343.08
88	15 may 2033	Q 1,916.18	Q 500.86	Q 2,417.04	Q 198,426.90
89	15 jun 2033	Q 1,920.97	Q 496.07	Q 2,417.04	Q 196,505.93
90	15 jul 2033	Q 1,925.78	Q 491.26	Q 2,417.04	Q 194,580.15
91	15 ago 2033	Q 1,930.59	Q 486.45	Q 2,417.04	Q 192,649.56
92	15 sep 2033	Q 1,935.42	Q 481.62	Q 2,417.04	Q 190,714.14
93	15 oct 2033	Q 1,940.25	Q 476.79	Q 2,417.04	Q 188,773.89
94	15 nov 2033	Q 1,945.11	Q 471.93	Q 2,417.04	Q 186,828.78
95	15 dic 2033	Q 1,949.97	Q 467.07	Q 2,417.04	Q 184,878.81
96	15 ene 2034	Q 1,954.84	Q 462.20	Q 2,417.04	Q 182,923.97
97	15 feb 2034	Q 1,959.73	Q 457.31	Q 2,417.04	Q 180,964.24
98	15 mar 2034	Q 1,964.63	Q 452.41	Q 2,417.04	Q 178,999.61
99	15 abr 2034	Q 1,969.54	Q 447.50	Q 2,417.04	Q 177,030.07
100	15 may 2034	Q 1,974.46	Q 442.58	Q 2,417.04	Q 175,055.61
101	15 jun 2034	Q 1,979.40	Q 437.64	Q 2,417.04	Q 173,076.21
102	15 jul 2034	Q 1,984.35	Q 432.69	Q 2,417.04	Q 171,091.86
103	15 ago 2034	Q 1,989.31	Q 427.73	Q 2,417.04	Q 169,102.55
104	15 sep 2034	Q 1,994.28	Q 422.76	Q 2,417.04	Q 167,108.27
105	15 oct 2034	Q 1,999.27	Q 417.77	Q 2,417.04	Q 165,109.00
106	15 nov 2034	Q 2,004.27	Q 412.77	Q 2,417.04	Q 163,104.73
107	15 dic 2034	Q 2,009.28	Q 407.76	Q 2,417.04	Q 161,095.45
108	15 ene 2035	Q 2,014.30	Q 402.74	Q 2,417.04	Q 159,081.15
109	15 feb 2035	Q 2,019.34	Q 397.70	Q 2,417.04	Q 157,061.81
110	15 mar 2035	Q 2,024.39	Q 392.65	Q 2,417.04	Q 155,037.42
111	15 abr 2035	Q 2,029.45	Q 387.59	Q 2,417.04	Q 153,007.97
112	15 may 2035	Q 2,034.52	Q 382.52	Q 2,417.04	Q 150,973.45
113	15 jun 2035	Q 2,039.61	Q 377.43	Q 2,417.04	Q 148,933.84
114	15 jul 2035	Q 2,044.71	Q 372.33	Q 2,417.04	Q 146,889.13
115	15 ago 2035	Q 2,049.82	Q 367.22	Q 2,417.04	Q 144,839.31
116	15 sep 2035	Q 2,054.94	Q 362.10	Q 2,417.04	Q 142,784.37
117	15 oct 2035	Q 2,060.08	Q 356.96	Q 2,417.04	Q 140,724.29
118	15 nov 2035	Q 2,065.23	Q 351.81	Q 2,417.04	Q 138,659.06
119	15 dic 2035	Q 2,070.39	Q 346.65	Q 2,417.04	Q 136,588.67
120	15 ene 2036	Q 2,075.57	Q 341.47	Q 2,417.04	Q 134,513.10
121	15 feb 2036	Q 2,080.76	Q 336.28	Q 2,417.04	Q 132,432.34
122	15 mar 2036	Q 2,085.96	Q 331.08	Q 2,417.04	Q 130,346.38
123	15 abr 2036	Q 2,091.17	Q 325.87	Q 2,417.04	Q 128,255.21
124	15 may 2036	Q 2,096.40	Q 320.64	Q 2,417.04	Q 126,158.81
125	15 jun 2036	Q 2,101.64	Q 315.40	Q 2,417.04	Q 124,057.17
126	15 jul 2036	Q 2,106.90	Q 310.14	Q 2,417.04	Q 121,950.27
127	15 ago 2036	Q 2,112.16	Q 304.88	Q 2,417.04	Q 119,838.11
128	15 sep 2036	Q 2,117.44	Q 299.60	Q 2,417.04	Q 117,720.67
129	15 oct 2036	Q 2,122.74	Q 294.30	Q 2,417.04	Q 115,597.93
130	15 nov 2036	Q 2,128.05	Q 288.99	Q 2,417.04	Q 113,469.88
131	15 dic 2036	Q 2,133.37	Q 283.67	Q 2,417.04	Q 111,336.51
132	15 ene 2037	Q 2,138.70	Q 278.34	Q 2,417.04	Q 109,197.81
133	15 feb 2037	Q 2,144.05	Q 272.99	Q 2,417.04	Q 107,053.76
134	15 mar 2037	Q 2,149.41	Q 267.63	Q 2,417.04	Q 104,904.35
135	15 abr 2037	Q 2,154.78	Q 262.26	Q 2,417.04	Q 102,749.57
136	15 may 2037	Q 2,160.17	Q 256.87	Q 2,417.04	Q 100,589.40
137	15 jun 2037	Q 2,165.57	Q 251.47	Q 2,417.04	Q 98,423.83
138	15 jul 2037	Q 2,170.98	Q 246.06	Q 2,417.04	Q 96,252.85
139	15 ago 2037	Q 2,176.41	Q 240.63	Q 2,417.04	Q 94,076.44
140	15 sep 2037	Q 2,181.85	Q 235.19	Q 2,417.04	Q 91,894.59
141	15 oct 2037	Q 2,187.30	Q 229.74	Q 2,417.04	Q 89,707.29
142	15 nov 2037	Q 2,192.77	Q 224.27	Q 2,417.04	Q 87,514.52
143	15 dic 2037	Q 2,198.25	Q 218.79	Q 2,417.04	Q 85,316.27
144	15 ene 2038	Q 2,203.75	Q 213.29	Q 2,417.04	Q 83,112.52
145	15 feb 2038	Q 2,209.26	Q 207.78	Q 2,417.04	Q 80,903.26
146	15 mar 2038	Q 2,214.78	Q 202.26	Q 2,417.04	Q 78,688.48
147	15 abr 2038	Q 2,220.32	Q 196.72	Q 2,417.04	Q 76,468.16
148	15 may 2038	Q 2,225.87	Q 191.17	Q 2,417.04	Q 74,242.29
149	15 jun 2038	Q 2,231.43	Q 185.61	Q 2,417.04	Q 72,010.86
150	15 jul 2038	Q 2,237.01	Q 180.03	Q 2,417.04	Q 69,773.85
151	15 ago 2038	Q 2,242.61	Q 174.43	Q 2,417.04	Q 67,531.24
152	15 sep 2038	Q 2,248.21	Q 168.83	Q 2,417.04	Q 65,283.03
153	15 oct 2038	Q 2,253.83	Q 163.21	Q 2,417.04	Q 63,029.20
154	15 nov 2038	Q 2,259.47	Q 157.57	Q 2,417.04	Q 60,769.73
155	15 dic 2038	Q 2,265.12	Q 151.92	Q 2,417.04	Q 58,504.61
156	15 ene 2039	Q 2,270.78	Q 146.26	Q 2,417.04	Q 56,233.83
157	15 feb 2039	Q 2,276.46	Q 140.58	Q 2,417.04	Q 53,957.37
158	15 mar 2039	Q 2,282.15	Q 134.89	Q 2,417.04	Q 51,675.22
159	15 abr 2039	Q 2,287.85	Q 129.19	Q 2,417.04	Q 49,387.37
160	15 may 2039	Q 2,293.57	Q 123.47	Q 2,417.04	Q 47,093.80
161	15 jun 2039	Q 2,299.31	Q 117.73	Q 2,417.04	Q 44,794.49
162	15 jul 2039	Q 2,305.05	Q 111.99	Q 2,417.04	Q 42,489.44
163	15 ago 2039	Q 2,310.82	Q 106.22	Q 2,417.04	Q 40,178.62
164	15 sep 2039	Q 2,316.59	Q 100.45	Q 2,417.04	Q 37,862.03
165	15 oct 2039	Q 2,322.38	Q 94.66	Q 2,417.04	Q 35,539.65
166	15 nov 2039	Q 2,328.19	Q 88.85	Q 2,417.04	Q 33,211.46
167	15 dic 2039	Q 2,334.01	Q 83.03	Q 2,417.04	Q 30,877.45
168	15 ene 2040	Q 2,339.85	Q 77.19	Q 2,417.04	Q 28,537.60
169	15 feb 2040	Q 2,345.70	Q 71.34	Q 2,417.04	Q 26,191.90
170	15 mar 2040	Q 2,351.56	Q 65.48	Q 2,417.04	Q 23,840.34
171	15 abr 2040	Q 2,357.44	Q 59.60	Q 2,417.04	Q 21,482.90
172	15 may 2040	Q 2,363.33	Q 53.71	Q 2,417.04	Q 19,119.57
173	15 jun 2040	Q 2,369.24	Q 47.80	Q 2,417.04	Q 16,750.33
174	15 jul 2040	Q 2,375.16	Q 41.88	Q 2,417.04	Q 14,375.17
175	15 ago 2040	Q 2,381.10	Q 35.94	Q 2,417.04	Q 11,994.07
176	15 sep 2040	Q 2,387.05	Q 29.99	Q 2,417.04	Q 9,607.02
177	15 oct 2040	Q 2,393.02	Q 24.02	Q 2,417.04	Q 7,214.00
178	15 nov 2040	Q 2,399.00	Q 18.04	Q 2,417.04	Q 4,815.00
179	15 dic 2040	Q 2,405.00	Q 12.04	Q 2,417.04	Q 2,410.00
180	15 ene 2041	Q 2,410.00	Q 6.03	Q 2,416.03	Q 0.00

Las fechas parten de un 15 de enero de ejemplo. El calendario oficial usa la fecha real de desembolso.